• MyBudget Worksheet

    For Personal Entertainment Purposes Only. All Entry Categories are Suggestions and you can enter whatever you'd like. As long as you don't hit submit or include names or emails, this form and the content you add is private. If you want a copy of your information without sharing this information with MyPath, DO NOT hit Submit at the bottom of this form. Instead Use the Print option to Print to PDF, then save the PDF for your personal use. Submit automatically sends a copy of your form to MyPath's Jotforms, and the Emails you include.

  • Income Details

    Enter each of your employment income amounts in the rows below, there is space for 3 jobs. Beneath jobs you'll have space to enter Other Monthly Income:

  • Gross Income is your wage multiplied by your hours, BEFORE mandatory deductions such as Taxes, SS, and Unemployment Insurance have been subtracted from your pay check. Net Income is what you have left after these deductions are taken out. Some budgets want to know Gross, some Net. For MyPath purposes, I put in a deduction rate of 20%, your actual rate may be higher or lower depending on several factors.

  • As a general rule, you want to spend no more than 30 percent of your monthly GROSS income on housing. If you’re a renter, that 30 percent includes utilities, and if you’re an owner, it includes all home-ownership costs such as: mortgage, interest, property taxes, home insurance, and maintenance. Banks will generally only allow you to have a mortgage payment that is "At Most" 30% of your income, so if you plan to own, this is especially important to keep in mind.

  • Expense Details

    What do you spend money on?

  • If you still have money, WAY TO GO! You’re on track to save for a big expense or a rainy day.

    Do you still need or want more money at the end of each month? Here are some opportunities you might be able to take andvantage of in order to stretch your budget. Explore how little changes might make a big impact.

  • You’re Done! You can scroll down and easily save a PDF or Email this worksheet. Want to learn about what you can save with a lower interest rate? Check out MyPath MyMoney101-Cost of Borrowing Calculator and compare loan terms.

  • Frequently Used Calculations

    See How It Adds Up

  • Submitting this form will email copies of this form, including any uploads, to the emails you entered at the top of the form, as well as sending MyPath a copy. Don’t include personal data unless the conveinience makes it worth it for you to do so. This form is protected by Jotform security, but MyPath cannot guarantee your information is completely secure. If you do not want to submit this to MyPath, but you want a copy for yourself, without any uploads, you can Print Form on your printer, or you can select Print to PDF and save the PDF on your device. Once you have a PDF, you can email it to whoever you want with more privacy.

  • Should be Empty: